Payday Loans

Payday loans are a convenient way to get access to cash fast. It is now possible to request payday loans online. Applying online is simple and fast. It is far easier than applying through a conventional bank. Online payday loans have several advantages.

Reasons to Get a Payday Loan Online

Get fast loan decision!

Affordable solution!

Low Interest Money!

Qualifying Is Easy

Qualifying for a payday loan online is easy. Getting a conventional loan through a big bank usually means providing large amounts of paperwork. Banks often question every part of an request looking for reasons to deny the loan. Instant approval payday loans do not have the same stringent requirements. No credit check can't be guaranteed. Applicants just need proof of residency, a bank account and a stable income.

Approval Is Fast

Unlike conventional banks, it does not take weeks to get Internet payday loans. The simple formula for qualifying for a loan means that requests can be approved very quickly. These fast payday loans can often be approved online in just a few minutes or in under an hour. This makes payday loans a good choice when money is needed right away for an emergency or a forgotten expense.

Everything Can Be Done Online

When applying online for payday loans no paperwork can't be promised to be taken to a storefront or faxed to the office. Everything can be done online. All information can be verified electronically. The funds can be transferred electronically. The same is true for paying back the loan. Faxless payday loans provide an easy way to get money fast without having to stand in line or spend hours filling out paperwork in an uncomfortable office.

Use the Money for Anything

Payday loan lenders do not put any limits or guidelines on how the borrowed money is spent. This is different from some other lenders that send the money directly to creditors. The cash advance can be used to pay bills, take a vacation or repair a home. Borrowers are free to the use the cash in whatever way is deemed appropriate without interference from the lender.

Repayment Is Simple

Repaying a payday loan is very simple. The funds are withdrawn from a bank account when the next paycheck or deposit clears. Borrowers do not need to worry about getting to an office to pay or mailing a check. Payday lenders can sometimes even provide extensions or other options if an emergency has made repaying on time impossible.

Apply At Any Time

A major benefit of online payday loans is that borrowers can apply at any time. The website is always up and running. There is no need to take time off from work just to go to an office and apply. Applying for a payday loan online can be done when it is convenient and from any location with Internet access.


GetECash will solve your payday and online cash advance needs fast. If it's a broken tooth your trying to fix or a car loan needing to pay, GetECash is your online money source. We have helped hundreds of people bridge the gap to payday. With our simple discreet online request, you will get a fast decision and will have cash in your hands soon. Our services are quick, easy and fast. Find out how quick and easy it is to get a cash advance with us.

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Save Money Online! With our leading software and fast processing we match our users with the lenders who can provide them with the easiest and most affordable solution. Just start filling out a form page today to find out why! 


We match the best direct lender with a borrower of loans on the market. If you are looking for a payday loan this is the place to find it! We offer a wide range of solutions for any given situation you find yourself in! We can provide money within 24 hours and can beat the best store front rates in the market because we have no over head. Our request is easy and can be filled out online. We can provide no-fax payday loans and make the request process fast and easy.

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Payday loans are designed to help consumers meet serious and unexpected financial emergencies between paychecks. Payday loans have the unique advantage of providing any wage-earner, salaried professional or other benefits recipient with a quick cash advance on the next paycheck that's very easy to qualify for and obtain.

These loans offer an excellent short-term solution to the occasional financial dilemma that can't be handled any other way. While not intended to be a long-term answer to chronic budgetary shortfalls, payday loans can be an effective and invaluable resource when used judiciously and when the terms of the loan are honored in a responsible way.

Payday loans offer consumers the option of getting access to wages, salaries, and benefit amounts before the money becomes available. In cases where health care is urgently needed or unexpected car repairs become necessary, this money can even make it possible to continue working until payday arrives.

For those without access to credit cards or assistance from family and friends, a payday loan may be the only option for meeting a crucial or unplanned expense. A benefit of the cash advance loan is that once you've paid it off, you'll have the option of obtaining another loan in the future. In addition you can increase your loan amount on the new loan. This can give you invaluable peace of mind about being able to get help should another financial hurdle materialize down the road.

One of the primary benefits of a cash advance loan is that your credit rating is easy. We don't review your FICO score in determining your eligibility for a loan. Unless you're involved in a bankruptcy action in the last year, it will be easy to qualify for a cash advance.

Your credit rating is less important because a payday loan is a secured loan. Your loan amount is extended against the collateral of your next paycheck. This makes it possible for those with poor credit to get emergency financial assistance they would otherwise not have access to.

The ease and simplicity of obtaining a payday loan is another positive feature. You'll fill out our short form, be contacted, gain approval, and receive an electronic direct deposit of the loan amount into your savings or checking account within one business day. Generally, no faxing is involved in the request process and loan approval can usually be obtained within minutes.

Unlike traditional bank and personal loans, there is no lengthy request process, in-person visit to the lender, waiting in line, or delay in receiving the funds. provides direct lender loans. That means you're not paying fees to an extra middleman or broker.

Another advantage with our loans is that, after you've been approved, you'll have until 4:00 PM MST on the following business day to contact us if you choose to cancel the transaction. If you do decide to cancel, the loan amount that was deposited into your bank account will be withdrawn, and your obligation to us will be dissolved.

You have the option of repaying your loan before the due date. If you pay off your balance in advance, you'll only be charged interest for the days the loan was outstanding. In the event of continued financial shortfall, you may apply for a loan extension by contacting us at least 24 hours before the loan is due and paying the interest owed on the original loan.

If you can show proof of a regular earned income of at least $1,000 per month, Social Security or other benefits income of at least $800 per month, have a bank account, and are at least 18 years old, you'll qualify for a payday loan. The amount you can borrow is determined by your income level and may take other qualifying information into account.

The Annual Percentage Rate (APR) for a payday loan varies based on term of loan. Please see fee schedule for more information.

When used responsibly, payday loans can be the blessing that makes it possible to manage a financial crisis when other means are not an option. Keep in mind that payday loans are not a quick fix for ongoing financial challenges. You will be responsible for the repayment of your entire loan balance, together with all interest owed. Make sure you can cover your loan obligation when the due date arrives, otherwise you will be liable for additional charges.

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